Refinance NOW

Say What?

December 1, 2020 the regulator of the nation’s mortgage giants  is imposing a 0.5% refi fee – did you read that correctly? A WHOLE HALF OF A POINT!

FYI – you won’t have to pay the refinancing fee if you lock in your rate before Dec. 1, 2020 and you will also be exempt from the fee if you are refinancing a mortgage under $125,000.

Help me, help you lock in a better rate and potentially lower your payments before it costs you to do so.

But let’s do a little bit of math – shall we.

There are 19 million high-quality (those with a credit score or 720 and higher + have at least 20% equity in their homes + are current on their mortgage payments) refinance candidates in the United States.  This equals 43% of all 30-year mortgage holders that can shave .75% off of their first-rate lien by refinancing.  If all 19.3 million were to refinance, the average savings would amount to about $299/month.  There are still record levels of refinancing, simply because rates are at record lows.  My lending partners are ready and willing to help you understand how this applies to you and make a financially healthy educated decision.

My contact info is up above.

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With LOVE,

Shiana